Job Title: VA Underwriter (Active LAPP/SAR Required)
Location: Remote (Must reside in any U.S. state except California)
Schedule: Full-Time | Eastern Standard Time (EST) Hours Required
Overview:
We’re partnering with a well-established lender seeking an experienced VA Underwriter to join their team. This is a fully remote opportunity, but candidates must be located outside of California and available to work full-time Eastern Time hours.
Key Requirements (Must-Have):
Must have actively underwritten and signed off VA loans using an active LAPP/SAR within the last 11 months
Current VA LAPP/SAR designation
Deep understanding of VA lending guidelines and documentation requirements
Must reside in a U.S. state other than California (client is not registered to employ in California)
Must be available to work a full-time Eastern Standard Time (EST) schedule
Responsibilities:
Review and underwrite VA loans in accordance with VA, investor, and company guidelines
Evaluate credit, income, assets, and property documentation to assess loan eligibility
Issue conditionally approved and final loan decisions using LAPP/SAR credentials
Ensure compliance with all VA regulations, including Certificate of Eligibility (COE) and residual income calculations
Maintain turn time, accuracy, and quality expectations
Collaborate with internal departments to support smooth and timely closings
Stay current on VA guideline updates and policy changes
Please note:
NMS is recruiting on behalf of the hiring company. We do not set requirements, compensation, work schedules, or employment policies